CORPORATE COVERAGE & GROUP BENEFITS

BUSINESS COVERAGE

 

 

We will assess your business’s risks. These include:

 

  • Business Continuation

 

  • Cash Flow, and tax effective risk mitigation strategies through corp. owned life insurance, etc.

 

  • Key person protector

 

  • Succession or partner buy-sell planning incl. disability (funding)

 

  • Business loan protector incl. disability

 

  • Business overhead expense insurance or BOE

 

 

If you can't afford the right amount of critical illness insurance or/and disability insurance, make sure to obtain some. BOE or business overhead expense insurance is much cheaper and will help your business to sustain temporarily to a max of 18 months with its expenses. You will either come back to manage your business or get a chance to keep the business and hopefully sell it at market value.

 

  • Income Loss Replacement Plan (ILRP)

 

  • Individual Pension Plan (IPP)

 

 

EMPLOYEE GROUP BENEFITS

 

 

  • Life Insurance

 

  • Private Health Services Plan (PHSP or Cost Plus Program): Ideal for family businesses

 

  • Extended Health Dental Care through Group Plans

 

  • Accidental Death & Dismemberment

 

  • Critical Illness Insurance

 

  • Short & Long-term Disability Insurance

 

  • Administrative Services Only

 

  • Individual Pension Plan or IPP

 

  • Alternative Business Plans

 

  •  Employee Assistance Program

 

  • Integrated Benefits

 

 

 

Disclaimer: "clients must review the policy wording for all  terms and conditions"

Prior to purchasing the above product make sure to obtain advice from your lawyer  

 

 

     We do business the old-fashioned way - by word of mouth

                Please introduce us if you are satisfied with our services

 

 

Cash Flow & Risk Mitigation Solutions for Corporations 

                                               

604 892-0131