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                          Team of Corporate Advisors




1) Payam Ala'i: Financial Advisor, Associate Degree  BCIT School of Business

LLQP Licensed, Past (CSC, CPH) 

Founder/Advisor at Ala'i Risk Management & Investments

i) Ways to - tax shelter Withdrawals from your Company

ii) Corporate Tax Efficient Risk Mitigation Strategies


2) Micheline Varas BA, RHU, RFC, EPC, GBDS, CEA, CHS

Micheline works in conjunction with several insurers, their respective underwriters (and reinsurers) and is a consulting

resource to advisors, institutions, HNW and corporate clients. She has grown her practice and that of others by

focusing on intellectual interplay, the collaboration of specialist expertise. She structures creative, cost and tax effective

risk mitigation strategies for clients and plays an integral role in achieving solutions for those deemed

difficult to insure. 

Micheline was the first recipient of the GBDS (Group Benefits Disability Specialist) designation in Canada and a

founding moderator of the Canadian Initiative for Elder Planning Studies. A Top of the Table (MDRT) member, Micheline

has penned industry and non-industry publications, held training and educational events, and spoken at international

congresses (inclusive of The Million Dollar Round Table and Top of the Table conferences). She was

named one of 50 Women of Influence in Canada’s insurance industry in 2014.

3) Alex Fariborz Akhavan

Senior Financial Advisor, BComm (Accounting)

Ways to - tax shelter Withdrawals from your Company, accumulate tax-sheltered funding within your Company for

retirement or succession.

Insurance and investment broker with expertise in Tax Free Retirement Income planning, Risk management and Estate

planning. Helping individuals, families, and corporate business owners to protect their income, accumulate wealth, and

minimize taxes.

Alex has been a Qualifying and Life member of the prestigious Million Dollar Round Table for more than

14 years, and also has been qualifying as a Court of the Table Member of MDRT. Previously, he remained one of top

producers of RBC Insurance across Canada for 18 consecutive years. He has also been a recipient of the National

Quality Awards for over 15 years and a member of Advocis, a leading industry association.


  •  Every corporation has its CPA or/and tax lawyer. Once a corp. case reaches a certain point our CPAs

       or/and tax lawyers, experts in corporate insurance taxation will step forward. They'll provide your tax advisors

       with booklets specifically designed for them. From there, they will work with your tax advisors designing  

       best custom made corp. strategies.


  • If you have an incorporation outside BC, we collaborate with a financial advisor licensed in most   

      provinces. She flies all over Canada having discussions for corporarte risk mitigation solutions.


 Note: Disclaimers:

As financial advisors, we will be talking about insurance tax. This is passing information only, not considered tax advice.

Our concepts are sold to corporations, only after their accountant or/and tax lawyer approve them.


                             We do business the old-fashioned way - by word of mouth


                     Please introduce us if you are satisfied with our services




Cash Flow & Risk Mitigation Solutions for Corporations 


604 892-0131

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